{"id":104,"date":"2025-07-17T21:06:09","date_gmt":"2025-07-17T15:36:09","guid":{"rendered":"http:\/\/localhost\/wordpress-1\/2021\/09\/19\/quia-maiores-et-esse-numquam\/"},"modified":"2025-07-17T21:06:09","modified_gmt":"2025-07-17T15:36:09","slug":"health-insurance-2","status":"publish","type":"post","link":"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2","title":{"rendered":"Top 3\u00a0covers that you must add to your basic\u00a0health insurance policy!"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\"> 5<\/span> <span class=\"rt-label rt-postfix\">minutes<\/span><\/span>\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"104\" class=\"elementor elementor-104\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-54b545a4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"54b545a4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-28243254\" data-id=\"28243254\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7d8ec5e0 elementor-widget elementor-widget-text-editor\" data-id=\"7d8ec5e0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p>The thought of protecting yourself against life\u2019s unpredictabilities can be quite daunting. After all &#8211; the future is filled with the unknown. While your health insurance policy may offer a stable safety net, it may still be one that\u2019s filled with holes, especially if it&#8217;s a basic policy. This is where riders or add-ons come into the picture. In simple words, a rider is an additional cover that you can add to enhance your policy. You can pick riders as per your needs, and pay premiums accordingly.<\/p>\n\n\n\n<p>Let\u2019s understand the different types of add-ons that you can select, and what they offer.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"top-3-add-ons-for-your-basic-health-insurance-policy\"><a><\/a>Top 3 Add-ons for your basic health insurance policy<\/h2>\n\n\n\n<p>The following add-ons are designed to meet the needs of people from different walks of life:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-maternity-and-infant-cover\"><a><\/a>1.&nbsp;&nbsp; Maternity and infant cover<\/h3>\n\n\n\n<p>Pregnancy comes with its fair share of expenses, and incurring the same can cause most couples to blow through their savings. A typical maternity add-on covers the insured person against:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Labor and delivery expenses<\/li><li>Expenses related to complications during labor<\/li><li>C-Section costs<\/li><li>Hospital room rent<\/li><li>Medically necessary terminations<\/li><li>Infertility treatments (not all companies offer this, however)<\/li><li>New born baby cover (generally until the full policy year)<\/li><\/ul>\n\n\n\n<p><strong>Who should get this cover?<\/strong><\/p>\n\n\n\n<p>The maternity and infant cover is suitable for:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Young couples who may want to have a child in the next two years (there is a waiting period of 2 years with this cover, and you must remember that when planning your family)<\/li><li>People who are about to get married and want to be protected against the financial drain of treatments and procedures<\/li><\/ul>\n\n\n\n<p>Comparing three policies\u2019 offerings on opting&nbsp; for the maternity benefit: :<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Policy Name<\/td><td>General features<\/td><\/tr><tr><td>Aditya Birla Activ Health Platinum- Enhanced Plan<a><\/a><\/td><td>The sum assured under this plan can range from Rs. 2 lakhs to Rs. 2 Crores, and the plan allocates specific amounts for newborn expenses and maternity expenses.<\/td><\/tr><tr><td>Care Health Joy Health Insurance Plan<a><\/a><strong><\/strong> &nbsp;<\/td><td>This plan has a waiting period of only 9-months and is suitable for those who have started taking the plunge into family planning (provided the Joy Today plan has been purchased).<\/td><\/tr><tr><td>SBI Arogya Premier Plan<a><\/a><strong><\/strong> &nbsp; &nbsp;<\/td><td>This plan doesn\u2019t just cover expenses incurred due to allopathic treatments &#8211; it also covers treatments under Unani, Ayurveda, Siddha and Homeopathy.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-critical-illness\"><a><\/a>2.&nbsp;&nbsp; Critical Illness<\/h3>\n\n\n\n<p>The term critical illness refers to diseases that can be terminal. Such ailments, such as a heart attack, kidney failure, cancer and so on can have highly expensive treatments that continue for a prolonged period. A critical illness cover can shield you from these expenses so that all you need to worry about is your health. The following are some of the features of a critical illness cover:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>36 chronic diseases are covered under this add-on<\/li><li>The insurance provider typically offers a lump sum payment on diagnosis<\/li><li>It can offer some financial protection against the loss of income as a part of the lump sum amount can be used to keep basic expenses at bay<\/li><\/ul>\n\n\n\n<p><strong>Who should get this cover?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>If you live in a highly polluted city and are worried about the impact it can have on your health, you should get a critical illness cover<\/li><li>If you have a family history of critical illnesses, you should apply for this cover to be on the safe side<\/li><li>If you are the sole breadwinner of your family, then you should get this cover so that in something unfortunate happens, you can still make sure your family is financially afloat<\/li><\/ul>\n\n\n\n<p>Comparing three critical illness policies<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Policy<\/td><td>Features<\/td><\/tr><tr><td>Aditya Birla Activ Secure- Cancer Secure<\/td><td>This cover is specifically designed to cover the insurer against cancer. On diagnisis, the payout is given in the following way: 50% of the sum assured is given on the diagnosis of early stage diagnosis100% of the sum assured is given on the diagnosis of a major stage diagnosis150% of the sum assured is given on the diagnosis of advanced stage diagnosis<\/td><\/tr><tr><td>Future Generali Health Insurance &#8211; Critical Illness Insurance Plan<\/td><td>This add-on can be used to cover adults as well as children. For adults, the payout would be between Rs 1 Lakh- Rs 50 Lakh. For children, the payout is between Rs 1 Lakh \u2013 Rs 20 Lakh.<\/td><\/tr><tr><td>Royal Sundaram Health Insurance &#8211; Lifeline Elite Health Insurance Plan<\/td><td>One must be a minimum of 18 years to be eligible for this plan. The sum assured can range from&nbsp; Rs 25 Lakh &#8211; Rs 1 Crore.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-ayush-cover\"><a><\/a>3.&nbsp;&nbsp; AYUSH Cover<\/h3>\n\n\n\n<p>The term AYUSH stands for Ayurveda, Yoga &amp; Naturopathy, Unani, Siddha, and Homeopathy. As you can imagine, this policy offers cover against non-allopathic treatments. The following are some of the benefits of&nbsp; picking health insurance policies that offer this add-on:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>The costs of AYUSH treatments are far lower when compared to allopathy.<\/li><li>These treatments are highly effective and can be good options for minor ailments.<\/li><li>Lifestyle diseases such as back pain, joint pain and obesity can be managed well with AYUSH treatments.<\/li><\/ul>\n\n\n\n<p><strong>Who should get policies with this cover?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>If you have elderly parents or grandparents at home, getting a family floater policy with the AYUSH add-on can be very beneficial. This is because older people have weaker bodies that cannot necessarily handle aggressive allopathic treatments. However, they respond well to AYUSH treatments.<\/li><li>If you live in a remote area, or travel to remote areas frequently and cannot guarantee the presence of a good allopathic hospital, getting this cover can be beneficial. This is because AYUSH treatments are traditional and you\u2019ll be able to find them in different areas of the country.<\/li><li>If you believe in AYUSH treatments and turn to the same frequently, this cover can help you save money.<\/li><\/ul>\n\n\n\n<p>Comparing different policies with AYUSH covers:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Policy<\/td><td>Extent of the cover<\/td><\/tr><tr><td>Future Generali Health Insurance &#8211; Health Total<\/td><td>Up to the sum insured<\/td><\/tr><tr><td>IFFCO Tokio Health Insurance &#8211; Individual Medishield Policy<\/td><td>Up to 10% of the sum insured<\/td><\/tr><tr><td>Care Health Insurance<\/td><td>Up to Rs 30,000 (however this amount can vary based on the policy chosen)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>How does adding a cover affect your total premium?<\/p>\n\n\n\n<p>When you add a rider to your health insurance policy, you can expect the policy premium to increase. While each company has its own costs associated with different riders, you can typically expect them to cost anywhere around 5-15% of the base premium. In order to encourage policyholders to customise their policies and add riders, the Insurance Regulatory Development Authority of India (IRDAI) has capped how expensive riders can be. They cannot exceed 30% of the lowest premium cost.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"final-thoughts\"><a><\/a>Final Thoughts<\/h2>\n\n\n\n<p>Understanding the different riders available with different policies is critical as it can help you safeguard yourself and your family against financial drain. Before you pick a policy and your riders, you should sit down with your family and have a chat about your needs and expectations for the future. Doing so will help you plan how you want to customise your health insurance plan in an efficient manner.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faqs\"><a><\/a>FAQS<\/h2>\n\n\n\n<ol class=\"wp-block-list\" type=\"1\"><li><strong>What are the most commonly chosen add-ons for health insurance?<\/strong><\/li><\/ol>\n\n\n\n<p>You can choose from a variety of options such as Critical Care, AYUSH, hospital daily expenses add on, emergency ambulance services, OPD insurance cover, medical inflation cover, second medical opinion cover and maternity and infant care cover.<\/p>\n\n\n\n<ol class=\"wp-block-list\" type=\"1\" start=\"2\"><li><strong>When is an AYUSH claim rejected?<\/strong><\/li><\/ol>\n\n\n\n<p>Going to an AYUSH practitioner who is not licensed can lead to a claim rejection. Additionally, being hospitalised for under 24 hours can also lead to a rejection as it falls under the exclusions of such policies.<\/p>\n\n\n\n<ol class=\"wp-block-list\" type=\"1\" start=\"3\"><li><strong>Is there a waiting period for health insurance riders?<\/strong><\/li><\/ol>\n\n\n\n<p>Yes, as is the case with a regular health insurance policy, the riders also come with a waiting period. For instance, the waiting period for a critical care cover is 30 days. Similarly, the waiting period for maternity care is generally 2 years.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<button class=\"simplefavorite-button\" data-postid=\"104\" data-siteid=\"1\" data-groupid=\"1\" data-favoritecount=\"3\" style=\"\">Favorite <i class=\"sf-icon-star-empty\"><\/i><\/button>","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\"> 5<\/span> <span class=\"rt-label rt-postfix\">minutes<\/span><\/span>Have you ever wondered whether your basic health insurance policy can truly cover all your needs? It\u2019s time to understand what riders are, and how they help! <\/p>\n","protected":false},"author":1,"featured_media":3019,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_canvas","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[72,63],"class_list":["post-104","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-category-02","tag-health-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Top 3\u00a0covers that must add to your basic\u00a0 health insurance policy<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top 3\u00a0covers that must add to your basic\u00a0 health insurance policy\" \/>\n<meta property=\"og:description\" content=\"Reading Time:  5 minutesHave you ever wondered whether your basic health insurance policy can truly cover all your needs? It\u2019s time to understand what riders are, and how they help!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2\" \/>\n<meta property=\"og:site_name\" content=\"Carepal Secure\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/policyguruinsurance\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-17T15:36:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.carepalsecure.com\/blog\/wp-content\/uploads\/2022\/02\/1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"448\" \/>\n\t<meta property=\"og:image:height\" content=\"360\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/www.carepalsecure.com\/blog\/#\/schema\/person\/71be2b69675b837233ffb983a7d3c8f7\"},\"headline\":\"Top 3\u00a0covers that you must add to your basic\u00a0health insurance policy!\",\"datePublished\":\"2025-07-17T15:36:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2\"},\"wordCount\":1306,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.carepalsecure.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.carepalsecure.com\/blog\/wp-content\/uploads\/2022\/02\/1.jpg\",\"keywords\":[\"Category 02\",\"Health insurance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2\",\"url\":\"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2\",\"name\":\"Top 3\u00a0covers that must add to your basic\u00a0 health insurance policy\",\"isPartOf\":{\"@id\":\"https:\/\/www.carepalsecure.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.carepalsecure.com\/blog\/wp-content\/uploads\/2022\/02\/1.jpg\",\"datePublished\":\"2025-07-17T15:36:09+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2#primaryimage\",\"url\":\"https:\/\/www.carepalsecure.com\/blog\/wp-content\/uploads\/2022\/02\/1.jpg\",\"contentUrl\":\"https:\/\/www.carepalsecure.com\/blog\/wp-content\/uploads\/2022\/02\/1.jpg\",\"width\":448,\"height\":360,\"caption\":\"How much health insurance cover is required?\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.carepalsecure.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Top 3\u00a0covers that you must add to your basic\u00a0health insurance policy!\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.carepalsecure.com\/blog\/#website\",\"url\":\"https:\/\/www.carepalsecure.com\/blog\/\",\"name\":\"Carepal Secure\",\"description\":\"Simplifying Insurance, for everyone!\",\"publisher\":{\"@id\":\"https:\/\/www.carepalsecure.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.carepalsecure.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.carepalsecure.com\/blog\/#organization\",\"name\":\"Policy Guru\",\"url\":\"https:\/\/www.carepalsecure.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.carepalsecure.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/policyguru.org.in\/blog\/wp-content\/uploads\/2022\/01\/policyguru-e1643375502227.png\",\"contentUrl\":\"https:\/\/policyguru.org.in\/blog\/wp-content\/uploads\/2022\/01\/policyguru-e1643375502227.png\",\"width\":133,\"height\":25,\"caption\":\"Policy Guru\"},\"image\":{\"@id\":\"https:\/\/www.carepalsecure.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/policyguruinsurance\",\"https:\/\/www.linkedin.com\/company\/policy-guru-insurance\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.carepalsecure.com\/blog\/#\/schema\/person\/71be2b69675b837233ffb983a7d3c8f7\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.carepalsecure.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/8f2c042c786c7e16e103514df04a3c5db973588add324575e692bcba75ccbf23?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/8f2c042c786c7e16e103514df04a3c5db973588add324575e692bcba75ccbf23?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"https:\/\/www.carepalsecure.com\/blog\/\"],\"url\":\"https:\/\/www.carepalsecure.com\/blog\/author\/admin\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Top 3\u00a0covers that must add to your basic\u00a0 health insurance policy","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2","og_locale":"en_US","og_type":"article","og_title":"Top 3\u00a0covers that must add to your basic\u00a0 health insurance policy","og_description":"Reading Time:  5 minutesHave you ever wondered whether your basic health insurance policy can truly cover all your needs? It\u2019s time to understand what riders are, and how they help!","og_url":"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2","og_site_name":"Carepal Secure","article_publisher":"https:\/\/www.facebook.com\/policyguruinsurance","article_published_time":"2025-07-17T15:36:09+00:00","og_image":[{"width":448,"height":360,"url":"https:\/\/www.carepalsecure.com\/blog\/wp-content\/uploads\/2022\/02\/1.jpg","type":"image\/jpeg"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2#article","isPartOf":{"@id":"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2"},"author":{"name":"admin","@id":"https:\/\/www.carepalsecure.com\/blog\/#\/schema\/person\/71be2b69675b837233ffb983a7d3c8f7"},"headline":"Top 3\u00a0covers that you must add to your basic\u00a0health insurance policy!","datePublished":"2025-07-17T15:36:09+00:00","mainEntityOfPage":{"@id":"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2"},"wordCount":1306,"commentCount":0,"publisher":{"@id":"https:\/\/www.carepalsecure.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2#primaryimage"},"thumbnailUrl":"https:\/\/www.carepalsecure.com\/blog\/wp-content\/uploads\/2022\/02\/1.jpg","keywords":["Category 02","Health insurance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2","url":"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2","name":"Top 3\u00a0covers that must add to your basic\u00a0 health insurance policy","isPartOf":{"@id":"https:\/\/www.carepalsecure.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2#primaryimage"},"image":{"@id":"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2#primaryimage"},"thumbnailUrl":"https:\/\/www.carepalsecure.com\/blog\/wp-content\/uploads\/2022\/02\/1.jpg","datePublished":"2025-07-17T15:36:09+00:00","breadcrumb":{"@id":"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2#primaryimage","url":"https:\/\/www.carepalsecure.com\/blog\/wp-content\/uploads\/2022\/02\/1.jpg","contentUrl":"https:\/\/www.carepalsecure.com\/blog\/wp-content\/uploads\/2022\/02\/1.jpg","width":448,"height":360,"caption":"How much health insurance cover is required?"},{"@type":"BreadcrumbList","@id":"https:\/\/www.carepalsecure.com\/blog\/uncategorized\/health-insurance-2#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.carepalsecure.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Top 3\u00a0covers that you must add to your basic\u00a0health insurance policy!"}]},{"@type":"WebSite","@id":"https:\/\/www.carepalsecure.com\/blog\/#website","url":"https:\/\/www.carepalsecure.com\/blog\/","name":"Carepal Secure","description":"Simplifying Insurance, for everyone!","publisher":{"@id":"https:\/\/www.carepalsecure.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.carepalsecure.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.carepalsecure.com\/blog\/#organization","name":"Policy Guru","url":"https:\/\/www.carepalsecure.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.carepalsecure.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/policyguru.org.in\/blog\/wp-content\/uploads\/2022\/01\/policyguru-e1643375502227.png","contentUrl":"https:\/\/policyguru.org.in\/blog\/wp-content\/uploads\/2022\/01\/policyguru-e1643375502227.png","width":133,"height":25,"caption":"Policy Guru"},"image":{"@id":"https:\/\/www.carepalsecure.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/policyguruinsurance","https:\/\/www.linkedin.com\/company\/policy-guru-insurance\/"]},{"@type":"Person","@id":"https:\/\/www.carepalsecure.com\/blog\/#\/schema\/person\/71be2b69675b837233ffb983a7d3c8f7","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.carepalsecure.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/8f2c042c786c7e16e103514df04a3c5db973588add324575e692bcba75ccbf23?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8f2c042c786c7e16e103514df04a3c5db973588add324575e692bcba75ccbf23?s=96&d=mm&r=g","caption":"admin"},"sameAs":["https:\/\/www.carepalsecure.com\/blog\/"],"url":"https:\/\/www.carepalsecure.com\/blog\/author\/admin"}]}},"jetpack_featured_media_url":"https:\/\/www.carepalsecure.com\/blog\/wp-content\/uploads\/2022\/02\/1.jpg","post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.carepalsecure.com\/blog\/wp-json\/wp\/v2\/posts\/104","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.carepalsecure.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.carepalsecure.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.carepalsecure.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.carepalsecure.com\/blog\/wp-json\/wp\/v2\/comments?post=104"}],"version-history":[{"count":16,"href":"https:\/\/www.carepalsecure.com\/blog\/wp-json\/wp\/v2\/posts\/104\/revisions"}],"predecessor-version":[{"id":9145,"href":"https:\/\/www.carepalsecure.com\/blog\/wp-json\/wp\/v2\/posts\/104\/revisions\/9145"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.carepalsecure.com\/blog\/wp-json\/wp\/v2\/media\/3019"}],"wp:attachment":[{"href":"https:\/\/www.carepalsecure.com\/blog\/wp-json\/wp\/v2\/media?parent=104"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.carepalsecure.com\/blog\/wp-json\/wp\/v2\/categories?post=104"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.carepalsecure.com\/blog\/wp-json\/wp\/v2\/tags?post=104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}