{"id":7773,"date":"2025-02-18T09:43:47","date_gmt":"2025-02-18T04:13:47","guid":{"rendered":"https:\/\/www.carepalsecure.com\/blog\/?p=7773"},"modified":"2025-05-28T15:31:10","modified_gmt":"2025-05-28T10:01:10","slug":"avail-ayush-benefits-from-your-health-insurance-plans-2","status":"publish","type":"post","link":"https:\/\/www.carepalsecure.com\/blog\/health-insurance-2\/avail-ayush-benefits-from-your-health-insurance-plans-2","title":{"rendered":"Avail AYUSH benefits from your health insurance plans"},"content":{"rendered":"Reading Time: <\/span> 12<\/span> minutes<\/span><\/span>\t\t
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Avail AYUSH benefits from your
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Health insurance plans should provide comprehensive coverage which aims to uplift the well-being of the insured. Allopathic medicines alone may not provide holistic healing for many of the diseases, including the ones that are attributed to lifestyle. There is a growing trend of people turning to alternate sources of medical treatment for lifestyle diseases. Many of the practitioners in this space indicate that by making lifestyle changes and altering food habits, one can reverse many of the lifestyle diseases such as diabetes, thyroid, cholesterol etc.,\u00a0 In an attempt to uplift our traditional medicines and practices, the IRDAI in the year 2013, mandated that the insurers should provide AYUSH treatment as part of their coverage.<\/p>

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What is AYUSH?<\/span><\/h2>

AYUSH stands for Ayurveda, Yoga, Unani, Siddha and Homeopathy, the legacy of alternate medicine some of which were originated in India. These medicines\/treatments are alternates to allopathic sciences. The Government has been keen on uplifting this segment of alternate medicine and hence, has instated the Ministry of AYUSH which oversees the development of alternative medicine in the nation. Despite multiple efforts, both rural and urban households are more inclined to allopathic treatments and medicines, primarily due to the immediate relief that one can gain from these treatments. The inclusion of AYUSH as part of the health insurance plans was a big boost to this segment, given that many of these treatments do not have any side effects, many among the younger generation have turned to these alternative medical treatments.

The National Health Policy, 2017 advocates the transitioning of alternate medical treatment as a mainstream healthcare option within an integrative healthcare system. The context of AYUSH is extremely extensive and can make way for equitable and affordable access for medicare among individuals with varied economic statuses. NHP is a powerful policy that endorses \u2018medical pluralism which is the need of the hour in an already overwhelmed public healthcare system. This ideology of medical pluralism can be achieved by bringing in educational reforms in medical studies. All the streams of medical treatment must work in conjunction unlike now when allopathy, Ayurveda, yoga, Unani, Siddha, homoeopathy are working in silos.<\/p>

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Importance of AYUSH health insurance services in India<\/span><\/h2>

It was a significant step by the IRDAI to propose the inclusion of AYUSH health treatments in health insurance plans. The treatments and bio-medicines that are included under the AYUSH treatment are those therapies that have been a result of thousands of years of practice by rishis and our ancestors. All the therapies that are included in the AYUSH treatment are those which have a proven record of resolving the ailment with minimal side effects. The health insurance policies allow claims of AYUSH treatment which is undertaken along with allopathic mainstream treatments for critical illnesses. Combining AYUSH treatments along with mainstream treatment has a proven record of remarkable results and hence, the IRDAI allows such claims to be honoured.<\/p>

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Inclusion under the AYUSH Benefits<\/span><\/h2>

Given the steady growth in acceptance of the AYUSH line of treatments, the insurers have been launching competitive plans which will not only appeal to more people but will also enhance the comprehensiveness of the coverage of the health plans. The health plans offering AYUSH health coverage include:<\/p>