How health insurance helps
in the recovery and rehabilitation
of cancer patients

Health insurance for cancer patients is not only about paying the hospitalization bills. The journey of cancer recovery is long, where the patient requires support not only from his family and loved ones but also from their insurers. Health insurance companies which have traditionally focused on claims settlement are now changing their products and services towards both prevention, in the form of diagnostics and screening, as well as recovery and rehabilitation of cancer patients. In this article, we will cover

 

• Why is the cancer recovery process as important as the treatment itself?

• Five Key steps in the cancer recovery process

• Health Insurance for cancer patients. And their families (Yes they need it too)

Why is the cancer recovery process as important as the treatment itself?

It is important to understand that cancer is not one disease but the classification of 900 plus conditions where the cell growth and multiplication process goes wrong. It can happen in just about any part of the human body (except the heart and muscles). Hence there are multiple processes of cancer recovery. One common theme in all these treatments however is that for any cancer, the treatment is an extremely intensive process both financially as well as emotionally. And even if the treatment is successful, cancer is notorious for remission. Therefore, it is of utmost importance the cancer recovery process be taken seriously by the patients and their families.

Five key steps in the cancer recovery process

• Mental Conditioning and Counseling: Cancer recovery starts with the acknowledgement of what has happened and the fact that there will be major changes required in lifestyle and indeed the life of the patient for the cancer recovery process to go smoothly. Hence, we recommend enrolling in various support groups for cancer patients, open conversations in the family with the help of a professional mental health coach if needed and creating a wider support circle including friends and colleagues.

• Give up smoking and drinking: Irrespective of which cancer the patient is recovering from, giving up smoking and drinking is one of the first and most effective steps that they can take to aid the cancer recovery process. Giving up these habits can be tough, even for people in the prime of their health and therefore the challenge is tougher for a person undergoing cancer recovery.

• Be physically fit and maintain an ideal weight: Lack of exercise and obesity are two very high-risk factors for a wide variety of cancers. Regular exercise helps not only in building strength but is important in elevating the mood of the patients. Even a small amount of exercise has been shown to create a lot of difference for the patients. Similarly getting lighter in weight improves the body functions as well as creates a positive self-impression for the patient.

• A healthy Diet is an aid in building up strength & immunity which go down as a result of treatments like chemotherapy, radiation therapy etc. It also helps weight reduction goals as well as builds up the strength of the body to fight remission.

• Get regular screenings Cancer cells are very hardy and are notorious for remission. Hence it is important in the cancer recovery process that patient undergoes regular screenings as recommended by their doctors. This enables the doctors to monitor the progress of recovery and advise if any action is required.

Health Insurance for cancer patients. And their Families (Yes they need it too)

Another important part of recovery for cancer patients has to be the health insurance for cancer patients, as well as their families. There are two steps here:

First is the health insurance for the cancer patient himself. If the patient had any health insurance, chances are that it will be exhausted after the treatment. In such a case it makes sense for the patient to see if their health insurance policy offers refill benefits for cancer recovery and if those benefits cover expenses from the same treatment. This is very important to understand. Also where possible, the customer should look to add more health insurance for himself/herself.

The other is that the health insurance policy, that is typically bought for the family, will now need to focus on the patient. This means that the other healthier members of the family, who can get new insurance, should look to purchase additional health insurance policies leaving the benefits of the old health insurance to cover the cancer recovery expenses.

Here are some options that we at Carepal Secure offer our customers.

Conclusion

Secure is designed to provide you and your family with comprehensive, accessible, and affordable healthcare solutions. Whether you’re an individual, a family, or a senior citizen, there’s a plan designed to provide financial security and peace of mind.

Some key reasons why you should choose CarePal Secure are:

• Extensive Coverage: Get access to a wide network of hospitals for cashless treatments, covering everything from regular health check-ups to major hospitalisations.

• No Waiting Period for Essential Coverage: CarePal Secure offers immediate access to essential healthcare benefits so that yCarePal ou can receive critical medical treatment without long approval delays.

• 24/7 Medical Assistance & Claims Support: Our dedicated helpdesk is available round-the-clock to assist you with medical emergencies, claim processing, and consultation bookings.

• Teleconsultations & Healthcare Discounts: Our seamless teleconsultation services allow you to access specialists across 18+ medical fields. Additionally, you can enjoy significant savings on medicines, diagnostic tests, and outpatient care, making quality healthcare more affordable.

• Affordable Plans with Super Top-Up Options: Choose from a range of budget-friendly plans for individuals, families, and seniors. Our super top-up policy for seniors provides additional financial protection, covering larger medical expenses at a lower cost.

• Tax Benefits Under Section 80D: The premiums paid toward CarePal Secure health insurance are tax-deductible, helping you save money while ensuring comprehensive coverage for yourself and your family.

With trusted partners nationwide, CarePal Secure ensures that quality healthcare is always within reach. So what are you waiting for? Join 80,000+ satisfied customers who trust CarePal Secure for their healthcare needs.

Get in touch with us to know the right plan for you.